Option Funding, Inc

Reverse Mortgage Blog

• I have been licensed with the CA DRE and a Loan Officer for over 40 years. specializing in reverse loans for more than 21 years. I found the loan program to be very compelling and important to be used to determine the quality of life for older adults and retirement planning.
• I am a Certified Senior Advisor with a comprehensive understanding and experience of the challenges of aging.
• I am involved in a number of organizations that represent seniors and also focus groups within the local communities of Los Angeles and Ventura Counties.
• By meeting other professionals in different fields that offer services to the older adult community, I feel more informed. And having these contacts helps me to direct my clients and their families to services they might need and not know how to locate.
• CPA's, Estate Planning and Elder Law attorneys utilize my knowledge and experience for their older clients or adult children and their senior parents to maximize retirement funds by using money from a Reverse loan for caregiving expenses or unplanned events.
• I also coordinate financial concerns and retirement planning with Financial Advisors, providing them with examples of how they can extend the longevity of a retirement fund beyond the traditional method and or timeline of a retirement plan for their clients.
• Lastly I also assist Realtors with their older clients who may wish to sell their current residence and downsize into a home that better suits their lifestyle. By using a Purchase Money Reverse loan in lieu of traditional home loan financing, they would not be required to make a monthly mortgage payment.
• I have been a guest speaker for APS in Ventura County, CA, a public radio station in Ventura (KVTA), a past Board Member of the Ventura County Adult Abuse Prevention Council, as well as a guest speaker for the L.A. Caregivers Assoc. and for various Rotary Clubs.
• I meet all of my clients in their homes, throughout Central and Southern California for free consultations.

My personal mission is to make a positive difference in each older adult's life, by providing them with accurate information about Reverse mortgages and assisting them in their decision process as to whether or not a Reverse mortgage is appropriate for their personal circumstances.